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7-13-2012 3:23:39 PM
Through volunteer labor and tax-deductible donations of money and materials, Habitat builds simple, decent houses with the help of the homeowner families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments go into an account that is used to support Habitat's mission.

Habitat is not a give-away program. Each homeowner family invests hundreds of hours of their own labor - sweat equity - to the building of their house and the houses of others.

Completing a total of 350 hours of sweat equity is one of the primary responsibilities of the homeowner candidate. Sweat equity hours can be fufilled entirely by the homeowner, though candidates are encouraged to recruit friends, co-workers and family members to help fill the sweat equity quota. In order to meet sweat equity requirements, homeowner candidates will be provided with the oppoortunities to work as a volunteer with other local service agencies that have been approved by the Habitat for Humanity Board of Directors.